How do we do it?

Kruger International embraces a comprehensive and thorough balance sheet and needs analysis for clients to determine what their asset allocation should be. We manage all portfolios with the aim of reaching the full long-term investment potential of the underlying asset classes, taking into account the ideal balance between risk and return.

Kruger Ci Prudential Fund of Funds

The investment objective of this portfolio is to provide investors with income and capital growth whilst preserving capital over time and reducing volatility of returns over the short to medium term. The underlying funds in the portfolio invest in a combination of equities, listed property, bonds and money market. The portfolio is aimed at investors who can tolerate low risk, as explained only by volatility, as it may have a maximum of only 40% exposure to equities. The portfolio adheres to the prudential investment guidelines set by Regulation 28.

Kruger Ci Balanced Fund of Funds

The investment objective of this portfolio is to provide investors with capital growth over the medium to long term. The portfolio may also generate income, however, the generation of income will not be the primary objective of this portfolio. The underlying funds in the portfolio invest in a combination of equities, listed property, bonds and money market. The portfolio is aimed at investors who can tolerate higher risk, as explained only by volatility, as it may have a maximum of up to 75% exposure to equities. The portfolio adheres
to the prudential investment guidelines set by Regulation 28.

Kruger Ci Equity Fund

The investment objective of the portfolio is to provide investors with capital growth by investing predominantly in equities. The portfolio is aimed at the investor who can tolerate high risk, as explained only by volatility, as it will have an equity exposure of between 80% and 100%, both locally and abroad . Income is not a main objective of this portfolio.

Kruger Ci Global Fund of Funds

The investment objective of this portfolio is to provide investors with long term capital growth by investing in a combination of offshore equities, listed property, bonds and money market. The portfolio may generate some income. It has a probability of high volatility over a short to medium term. The portfolio is aimed at investors who can tolerate higher risk, as explained only by volatility, as it invests offshore and may have a maximum of 100% exposure to equities.

Kruger International’s JSE and Foreign Equity Portfolio

Over the long term (10 years plus), shares outperform other asset classes in South Africa. We invest in blue chip companies, and dividends and proceeds are reinvested to ensure the exponential growth of the portfolio.

Tax-Free Savings Account

Investment where there is no tax payable on capital growth, dividends or interest.